I am officially finished second year of my law degree and it feels amazing! The time has passed so quickly but so slowly at the same time. This post in our series is all about the workload we’ve had to endure over the past 9 months. Continue reading “The Truth About Uni | Workload”
The third instalment of our blog series is all about FINANCE
As I go to the University of Aberdeen and I am from Scotland, I will give a little breakdown as to how paying for uni works here:
- Scottish students (and other European students who come to Scotland to study, I’m not sure how it works for other British students) do not have to pay tuition fees – the government pays for our studies, and we do not pay this money back. For this to happen, we must apply through an organisation called SAAS (http://www.saas.gov.uk/). This is done around April/May and this ensures that our tuition will be paid for. Our funding is not automatically “renewed”, so we therefore have to re-apply each year but that’s not a great inconvenience.
I am so grateful that our government does this for us as it encourages more people to study at university.
- We also have the option of taking out a student loan – a SAAS loan. We do pay this back. I have taken out a loan the past couple of years as I wasn’t sure how expensive student life would be and I was in the middle of purchasing a car, insurance, a new laptop etc. Depending on whether you live alone, your household income and other criteria, the amount you can receive will change. This money is only paid back once you are earning a certain amount a year (£17,775) and this money comes out of your salary before you receive it. For more information click here – SAAS Guidance.
So that’s how tuition and loans work here in Scotland.
Some further finance tips:
- Get a job – I work part-time and this has really helped me keep on top of everything.
- Spend carefully – I’m more of a saver anyway but if you have a lot of things to pay for, it’s really beneficial to break down your income and expenses – and budget accordingly. Make sure to prepare for any unexpected expenses and do some research on the cost of books etc. (For example, most of my law books are around £40 and I need to buy around 4 books every semester).
- Shop around – don’t buy something you need at the first price you see. See if other supermarkets are selling it cheaper or try and find a voucher code. If you’re looking for wi-fi, gas, electricity providers etc., use price comparison sites.
I hope this has given you some sort of background on how paying for uni works in Scotland. Any questions then feel free to leave a comment or send me an email! 🙂
This is the second post in our blog series – The Truth About Uni
To see the first post where I gave a bit of background to my uni, my course etc, click here – The Truth About Uni | Why I Chose Everything
So this post, as you may have gathered from the title, is about accommodation. Now, if you’re here for advice about halls, I’m gonna have to direct you to one of the other lovely ladies in this series (links will be below). This is because I live at home.
In this post, I’m just going to give some pros and cons about living at home while being a student.
I decided to stay at home because:
1) I only applied for universities in my city
2) I didn’t want to move out – to put it simply!
PROS OF STAYING AT HOME WHILE STUDYING
- It’s A LOT cheaper – no expensive rent, no council tax, TV license, water bills etc etc.
- If your friends are still at home then it’s easy to catch up with them.
- You know your city, you know what’s what and where’s where (hopefully).
- Living with your parents/family means extra support for you . It’s great to just come home and relieve some of my stress to my mum. I mean, she’s probably losing the will to live but it makes my will a bit stronger!
- It’s easier to hold down a part-time job/get one because you won’t have to put in for so much holidays to go back to your home city.
CONS OF STAYING AT HOME WHILE STUDYING
- You miss out on A LOT – halls parties, freshers events in the halls etc – obviously you can go if you want to but 1) you need someone’s hall to go to & 2) you have to be willing to get to the halls on your own and home on your own.
- It’s slightly more difficult to make friends because a lot of people make friends in the halls so you have to work a little bit extra to find your ‘clique’.
- You don’t really have to be that independent while staying at home so when I move out I’m going to have to learn how to adult a bit later than some people.
So that’s the pros and cons that I can think of when you stay at home.
I don’t regret staying at home. I didn’t and don’t feel ready to move out and I like having extra money that I wouldn’t have if I moved out. Also, none of my friends have moved away so we all still see each other quite regularly.
If you have any questions about living at home then leave a comment below or email me at – firstname.lastname@example.org
Thanks for reading,